Alan Mearns, 67, has lived at his home, a three-bed 1950's semi-detached house in Sledmere Crossing, Dunnington in York since 2006 and is mortgage free.
In May last year he decided he wanted to move to a smaller property and he and his wife Jane, decided they wanted to get a buy to let mortgage on the property, so their daughter Alana could move in and get onto the property ladder. And that's when Alan says the problems started.
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